Our Picks for Best Credit Monitoring Services
When it comes to credit monitoring, not all services are created equal. Some companies have built a strong reputation for themselves, but do they deserve it? Are the underdogs better options or should you be cautious of trusting them with your information? These are some of the valid concerns consumers have when trying to decide […]
What Credit Score Do You Need for Student Loans?
Most people will need to take out student loans to pay for college. If you’re new to loans, applying for them can be an intimidating process. Different loans have different requirements, and you may feel unnerved by beginning the experience of adulthood by taking on tens of thousands of dollars of debt. So, if you […]
What Is a Tradeline on a Credit Report
A tradeline is a term used to describe credit accounts by credit reporting agencies. There is a distinct tradeline for each credit account you have, including information about your debt and the creditor. It would be best to familiarize yourself with how tradelines work so you can better understand your credit report and the aspects […]
The Importance of Teaching Kids Good Personal Finance
Early interactions with finances can affect a person’s standard of living for the rest of their life. This includes not just money but credit and even the stock market. That realization prompts proactive parents to prioritize teaching kids good personal finance. The good news is that this is a lot easier than most parents might […]
Is It Possible To Overcome Credit Invisibility?
Unless a person pays for everything in cash, borrowing money is often a necessity in today’s society. Many people, however, lack the credit scores that make it possible to borrow at an affordable rate. Consider a few key questions that may help you understand how credit reporting works and how you can build credit from […]
What Are “Bumped” or “Chopped” Credit Inquiries?
If you have a long and well-established credit history, credit inquiries might not matter much to you. For people with new credit or who only recently built decent to excellent credit, it can sometimes take just one injury for scores to dip by up to 30 points. This can be discouraging when building or repairing […]
