Primary Tradelines

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A primary tradeline is a credit account in your name where you are the original account holder. This includes credit cards, mortgages, auto loans, personal loans, and utility accounts. As the primary account holder, you are responsible for managing the account, making timely payments, and maintaining an optimal credit utilization ratio. This control significantly influences […]

How to Make Easy Money By Selling Tradelines in 2025

sell tradelines

If you’re looking for a way to make easy money in the next five years, sell tradelines! It’s an industry that is still growing and will only continue to grow as more people need credit. You can sell your own tradelines or buy them from other lenders who are looking to sell theirs. To sell […]

How Much Will a Tradeline Boost My Credit Score?

how much will a tradeline boost my credit man holding credit card

The amount a tradeline can boost your credit score varies based on several factors, including your current credit score, the quality of the tradeline, and your overall credit history. Typically, adding a high-quality tradeline with a long history of on-time payments and low credit utilization can lead to a significant increase in your score. Some […]

What To Know About President Biden’s New Credit Reporting Plan

If you’ve been following the news lately, you likely know that the Biden administration is planning some big financial and tax changes. Here’s an overview of Biden’s proposed alterations to credit reporting and scoring and how these Biden credit scores could potentially affect people. Why Do Credit Scores Matter? Your credit score, whether it’s calculated […]

Can Tradelines Help Buy A House?

Buying a house is a big decision. It is one of the biggest and most important decisions you will ever make in life. But what if you don’t have the cash to pay for the property? Can tradelines help you buy a house? Can you afford to buy a home? Is your credit report in […]

How Many Tradelines Do I Need To Buy?

Tradelines are a hotly debated topic that produces many questions: Should you buy one tradeline with a long history, multiple accounts with a low credit limit each, or none at all? When is the best time of the month to buy tradelines? How do tradelines even work, and how do they affect your credit score? […]

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