Common Credit Score Errors and How You Can Repair Them
There are a lot of consumers with unknown errors on their credit reports. About 25% of people with credit have an error they don’t know about. They’re typically found when someone is trying to obtain a new credit card, purchase a home or obtain a car loan. In those time-crunched situations, it can get frustrating […]
The Truth About Credit Scoring Buckets
Your credit score is important. It determines whether you have access to loans and credit cards, so it is imperative your score remains as high as possible. When deciding if you are creditworthy, lenders will immediately examine your credit score. Your score is calculated using a variety of factors, and once it is calculated, you […]
6 Myths & Facts Tradeline Doubters Don’t Want You to Uncover
You have to be careful what you believe in regards to anything you deal with, but when it comes to financial topics, you need to be extra careful. There’s a lot of information that gets passed around, and some of it just isn’t right. If you’ve never heard of tradelines, you might be trying to […]
What You Need To Know About the New FICO 10 Scoring Models
Just as you were finally getting a hang of the old scoring model, FICO brings a new one to the table. In fact, for the first time ever, the company responsible for creating the very first FICO scoring model introduced two new models: FICO 10 and FICO 10 T. If you’re wondering what the “T” […]
Stimulus Payments and Your Credit Score
With so much uncertainty in the world, you may begin to wonder when non-essential businesses will start to operate again. Nobody really knows for sure if COVID-19 is going to have a second wave, and this is making many Americans uneasy. You might also have your own uncertainties you’re dealing with. Will you have a […]
Will Your Business Need Credit When the Economy Reopens?
COVID-19 has undoubtedly tested the American economy in a way it has never been tested before. With so many businesses unable to open and so many Americans unable to patronize them, many companies and small businesses have been brought to their knees. Fortunately, with the economy reopening, and businesses of all sizes are beginning to […]
