How to File a Credit Dispute

You should always make sure there are no errors in your credit report. Unfortunately, you may find errors or negative items on your credit report now and then, but you can go through the credit dispute process to get them removed. If you have negative items or errors on your report, here are some of […]
How Often Does Your Credit Score Change?

If you’re in the process of buying a home, leasing a car, or even trying to rent a one-bedroom apartment, your lender or landlord may inform you that your credit score will be checked as part of the approval process. You may keep up with every credit score change, or you might not have a […]
Credit Scores Can Make or Break Your Life

Just like you must save for retirement and put away money from each paycheck, you should check your credit regularly. Credit scores are an essential component of your overall financial health and can significantly impact all aspects of your life. Whether or not you agree with the logic, having a high score demonstrates to lenders, […]
Can I Use My Personal Credit Card To Pay for Business Costs?

As a business owner, you have probably heard the advice to keep your personal and business finances separate. This may make sense further down the line, but until you build the business, it may rely on your personal finances to survive. It may not even be eligible for business credit cards. So, is using your […]
Aged Tradelines can Help with Credit

Trying to fix your business credit on your own can be a frustrating task. Good credit can take a while to build and only a few poor choices to destroy. Things like payment history on your business credit cards or the number of trade lines open can negatively impact your business credit profile, and for […]
What Is An Updated Tradeline? It’s Just A Simple Update.

When working on building your credit, any new term can pique your curiosity. So, what is an updated tradeline and how will it affect your credit score? Before delving into what an update is, it’s important to define a tradeline. This is just a credit account in your name or that you are authorized to […]